0% Finance Available At Professional Music Technology

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Why spend days, weeks or years saving up for your dream instrument and equipment when we do so many incredible 0% APR Representative or low-interest finance options online and in-stores?

Our finance options at PMT Stores and PMT Online can run up to 36 months, so you can have what you want right now without eating baked beans for the next year!

V12 finance PMT

Finance Options in PMT Stores

If you’re after a finance deal whilst you’re in-store, ask a PMT expert... and be prepared for an awesome deal! PMT Stores have the same Finance Options available as PMT Online - and then some! Make sure you speak to a PMT Expert about all the Finance Options available in-store.

When you’re looking at an item costing £299 or more on our website, you’ll notice a Finance Options button. When you click it a Loan Calculator will appear. On the Loan Calculator, when you move the slider from left and right, you can see how the monthly repayments will change depending on the amount of deposit you want to place (a minimum of 10% deposit is always required on finance options).

You can also choose how long you want to take to pay back the cost of the item in the drop-down box. We offer:

  • Interest-Free Finance - 6 Months. 0% Interest - Minimum Loan Value £250 (minimum order value £279)
  • Interest-Free Finance – 9 Months. 0% Interest - Minimum Loan Value £500 (minimum order value £559)
  • Classic Credit – 24 Months. APR 15.9% representative
  • Classic Credit – 36 Months. APR 15.9% representative
  • PayPal Credit - 4 Months. 0% Interest - minimum spend £150 (users must be selected by PayPal)
  • PayPal Credit - Standard Variable Rate 17.9% - minimum spend £150

For more information and to find out about more Finance Options, please call our Sales team on 0151 448 2089.

Interest-Free Finance

Interest-free finance is available on all products that cost between £279 and £15,000 on PMT Online and in all PMT Stores.

As well as our 6-month and 9-month options above, we also offer Extended Interest Free Options, up to 24 Months, for some of our most popular brands:

 

Roland and BOSS Finance Offers

 

  • Orders £559 and above (£499 Minimum Loan Value) = 9, 12, and 18 months interest-free finance options available
  • Orders £1669 and above (£1499 Minimum Loan Value) = 9, 12, 18, and 24 months interest-free options available
  • Finance options available online and in PMT Stores and will be provided by V12.
Roland Logo

Yamaha and Line 6 Finance Offers

 

  • Orders £559 and above (£499 Minimum Loan Value) = 9, 12, and 18 months interest-free finance options available
  • Orders £1669 and above (£1499 Minimum Loan Value) = 9, 12, 18, and 24 months interest-free options available
  • Finance options available online and in PMT Stores and will be provided by V12.
Yamaha and Line 6 Logos

RCF Finance Offers

 

  • Orders £559 and above = 9, 12 & 18-months interest-free finance options available
  • Orders £1669 and above = 9, 12, 18 & 24-months interest-free finance options available
  • Options available online and in PMT Stores and will be provided by V12.
RCF Logo

How To Apply For Finance at PMT Online

 

  1. Add items to Shopping Bag 
    Add your chosen item to the shopping bag.
  2. Proceed to checkout
    Proceed to the checkout and fill in your details.
  3. Apply for Finance
    Click 'Apply for Finance' in the Payment Information part of the checkout.
  4. Complete a credit application
    You will then be redirected to a secure form to complete, sign and submit a credit application.
  5. Credit decision
    The lender will then perform a credit check and various other processes culminating in a decision on whether or not to loan.
  6. Pay your deposit
    If your credit application is accepted, pay your deposit using a credit or debit card. Upon receipt of this card payment, the credit agreement comes into force.
  7. Sign your Credit Agreement
    You will receive an email from V12 to verify your finance option with a digital signature (in-store, you’ll have to sign a paper document).
  8. Success!
    Once you’ve signed the credit agreement, you will be informed the application process is complete and redirected back to PMT Online. We’ll then be authorised to proceed with your order.
  9. Settlement
    Credit applications are valid for 90 days from acceptance. After delivery, the credit application is added to a settlement file, which is sent to the lender at the end of each working day. Your first repayment will be collected approximately 30 days after you have been settled.

 

Representative example

Finance available on all orders between £279 and £15000. Example Purchase below for a basket purchase value of £999

Finance Option Interest Free Finance (6 Months) Interest Free Finance (9 Months) Classic Credit (24 Months, 15.9%) Classic Credit (36 Months, 15.9%)
Deposit Amount 10% 10% 10% 10%
Monthly Payments £149.85 £99.90 £43.53 £31.10
Purchase Price £999.00 £999.00 £999.00 £999.00
Deposit To Pay £99.90 £99.90 £99.90 £99.90
Amount Of Credit £899.10 £899.10 £899.10 £899.10
Amount Of Interest £0.00 £0.00 £145.62 £220.50
Number Of Monthly Payments 6 9 24 36
Total Amount Payable £999.00 £999.00 £1144.62 £1219.50
Rate Of Interest (Fixed) 0.00% 0.00% 8.10% 8.17%
APR Representative 0% 0% 15.90% 15.90%

 

Only available to UK residents over 18, subject to terms and conditions. To apply for finance, please add the product to your cart, proceed through checkout and select 'Apply For Finance' as your payment option where you can complete the application form online.

OTHER IMPORTANT FINANCE STUFF

Professional Music Technology are acting as a broker and not a lender.
Consumer credit service is provided by V12 Retail Finance.
V12 Retail Finance Limited. Registered in England and Wales 4585692.
Authorised and regulated by the Financial Conduct Authority. Registration number: 679653.
Registered office: One Arleston Way, Solihull, B90 4LH
Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.
For more information visit https://www.v12retailfinance.com/

PayPal finance is only available through the PayPal website and app. Cannot apply for PayPal finance over the phone. Finance agreements made between yourself and PayPal are not associated with PMT. Please contact PayPal for any finance queries.

Don’t forget! To apply for finance you must be at least 18 years old (otherwise, you will have to get a willing parent or guardian to apply for you!), be a permanent UK resident and have a bank or building society account you can set up direct debits from. All applicants for finance options will be subject to a credit check.

Please note, we can only deliver finance orders to the billing address of the cardholder.